Brian Lopez

NMLS # 276429

619-279-0493

brian@fcfsource.com

Brian Lopez Branch Manager

Blog

4 Other Ways to Save Without Refinancing

4 Other Ways to Save Without Refinancing

Mortgage interest rates are at historic lows and homeowners can take advantage of great savings by refinancing into those lower rates. But what if you’ve already refinanced and you still need to save money on housing costs? Or what if you don’t want to re

Oct 06, 2021 |

Who Will I Work with in the Home Buying Process?

Who Will I Work with in the Home Buying Process?

When it comes to buying a home, you already know you’ll be dealing with home sellers and your real estate agent. However, there are many more people or parties involved in the full process. Here’s a rundown of the people you will likely work with when you

Sep 29, 2021 |

Fannie Now Accepts Timely Rent Payments as Credit Background

Fannie Now Accepts Timely Rent Payments as Credit Background

In an effort to bring more racial equality to the mortgage market, the Federal Housing Finance Agency (FHFA) announced recently that on-time rental payments may be used by government entities as part of the mortgage underwriting process.Government-sponsor

Sep 22, 2021 |

What is an eClosing?

What is an eClosing?

Even before the COVID-19 pandemic, in the quest for convenience, everything in our world was trending more towards “virtual” services. The coronavirus quarantining of the past year and a half has only increased the need for such online avenues. The mortga

Sep 15, 2021 |

4 Things to Know Before Getting a Reverse Mortgage

4 Things to Know Before Getting a Reverse Mortgage

Many Americans bank on being able to sell their homes in retirement to help pay for their living expenses. However, many seniors get to that stage and realize they do not want to leave their homes. Or there can be unexpected costs that crop up in retireme

Sep 08, 2021 |

Is Buying a House with an HOA a Good Idea?

Is Buying a House with an HOA a Good Idea?

If you’re looking to buy a home, you may have come across listings that are part of a homeowner’s association or HOA. You’ve probably also noticed that those properties come with an additional monthly HOA fee. What is an HOA and is it a good idea to buy i

Sep 01, 2021 |