Brian Lopez

NMLS # 276429

619-279-0493

brian@fcfsource.com

Brian Lopez Branch Manager

Blog

Can I a Buy a Home with Bad Credit?

Can I a Buy a Home with Bad Credit?

Mortgage interest rates are at record lows and it could be a really good time to get into the housing market. Of course, to get a mortgage loan for a home purchase lenders will look at your credit score. If you’re scared of what they’ll find when they che

Jun 02, 2021 |

How to Refinance After a Mortgage Forbearance

How to Refinance After a Mortgage Forbearance

Even though the COVID-19 pandemic is waning in the U.S., millions of Americans continue to suffer financially from the effects. In fact, 2.3 million homeowners are still in mortgage forbearance plans, according to the Mortgage Bankers Association. Hopeful

May 26, 2021 | Refinancing a Home

Should I Stay with my Current Lender when I Refinance?

Should I Stay with my Current Lender when I Refinance?

Even though they have been inching up, mortgage interest rates still remain near historic lows, making it an excellent time to refinance. If you want to take advantage of these rock-bottom rates or if you want to pull money out of your equity, the first s

May 19, 2021 | Refinancing a Home

5 Questions to Ask Yourself Before Applying for a Mortgage

5 Questions to Ask Yourself Before Applying for a Mortgage

The U.S. mortgage market is red hot right now. After a year of pandemic living, more and more people are ready to have extra space at home.  With all those potential buyers searching the market, housing inventory is ultra-low and competition is extreme. A

May 12, 2021 |

What is the Best Way to Pay for Home Renovations?

What is the Best Way to Pay for Home Renovations?

With the housing market red hot these days thanks to low interest rates and limited inventory, many homebuyers are considering properties that need some work just to be able to afford a home. And some homeowners who would prefer to trade up are instead tu

May 05, 2021 |

Condo or Townhouse - Does it Matter?

Condo or Townhouse - Does it Matter?

If you’re in the market for smaller home with less maintenance and cost, you’ve probably considered both condos and townhouses. However, you might not have realized that there are differences between the two in the types and cost of mortgages you can get.

Apr 28, 2021 |