Brian Lopez

NMLS # 276429

619-279-0493

brian@fcfsource.com

Brian Lopez Branch Manager

Blog

There are LOTS of Reasons why You Might Want to Refinance

There are LOTS of Reasons why You Might Want to Refinance

Mortgage interest rates have been creeping up from their historic lows over the past few months, but they are still extremely low. That means refinancing remains a great option for those looking to save money. However, even as rates climb, there are plent

Apr 21, 2021 | Refinancing a Home

How Mortgages Are Affected by Property Use

How Mortgages Are Affected by Property Use

The way you plan to use a home determines what type of mortgage loan you can get. There are three main types of property covered by home loans: primary residence, second homes, and investment property.Primary ResidenceA primary residence is a home where y

Apr 14, 2021 |

Should I Buy a New or Existing Home?

Should I Buy a New or Existing Home?

A recent survey from the National Association of Home Builders found that the number of prospective home buyer looking for a new home more than doubled during the past year. At the same time, the number of those searching for only existing properties fell

Apr 07, 2021 | Purchasing a Home

What Loan Options are Available for Rental Properties?

What Loan Options are Available for Rental Properties?

While the COVID-19 pandemic has hit many Americans hard financially, for others who have been able to hold onto their jobs, it has been a time of saving money on commutes and lack of vacations and entertainment. That extra cash, coupled with the fact that

Mar 31, 2021 |

How to Apply for a Mortgage Online

How to Apply for a Mortgage Online

Not all that long ago, in order to apply for a home loan, you would have to go into a bank or lender office and fill out paperwork by hand. Thankfully, the advance of smartphones and technology have made it more convenient than ever to apply for a mortgag

Mar 24, 2021 |

Why does Buying a Home require so much Insurance?

Why does Buying a Home require so much Insurance?

When you are ready to buy a home, you will hear about a lot of different types of insurance: homeowners’ insurance, private mortgage insurance, title insurance, etc. What is the difference between all of these and why are they required? Here’s everything

Mar 17, 2021 |